³Ô¹ÏÐÂÎÅ

Pay your trades
with ease

Bill payments made easy. Pay subcontractors online in minutes and give them instant access to funds.

³Ô¹ÏÐÂÎÅ is a financial technology company, not a bank. Banking services provided by Thread Bank; Member FDIC.

No transfer fees

No monthly costs

No minimums

Trusted by leading contractors.
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How It Works

Pay bills in three simple steps

Send ACH payments and checks for free

Import bills from your accounting system or create ACH payments in ³Ô¹ÏÐÂÎÅ to pay trades in minutes.

Your vendor prefers a check? No problem. Mail a check from the dashboard or print checks directly from your ³Ô¹ÏÐÂÎÅ account.

Let your trades choose how to receive funds

Your trades can log in with their bank to deposit payments directly into their account, or choose to receive funds via mailed check. No ³Ô¹ÏÐÂÎÅ account required.

Fast, flexible payments

If your trades use ³Ô¹ÏÐÂÎÅ, funds are immediately available in their account. ACH payments are deposited into their bank account within 0-3 business days. Checks are delivered within 5-7 business days.

Streamlined Approvals

Effortlessly manage approval workflows

Assign custom user roles

Invite your team and assign permission levels. Whether it’s your bookkeeper or project manager, you’re in control of what each user can see and do. 

Draft payments for admin review

When bookkeepers and project managers create draft payments, the system will notify the account admin to review the transactions before they are sent out. 

Easy approvals

Review and approve draft payments within minutes and stay on top of bill payments every step of the way.

Payment approved

³Ô¹ÏÐÂÎÅ is simple and modern. You don’t have to leave your house. You don’t have to send a check. You don’t have to make a bank draft.

Scott Hutchinson,
Hutchinson Contracting
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Accounting Integration

Automate accounts payable

Import bills from your accounting system and pay vendors within minutes in ³Ô¹ÏÐÂÎÅ. Once completed, bills are automatically marked as ‘paid’ in Quickbooks.

Automate completely with

Connect to any accounting system

Authenticate via Plaid

Import via CSV

Trusted and regulated

$3M FDIC insurance for funds on deposit provided through our banking partner Thread Bank; Member FDIC.1

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Forever Free

It costs you nothing

Keep your contracting business moving forward with ³Ô¹ÏÐÂÎÅ.